ICC for House Lifting In CT: Can It Help Pay?

At High Caliber Contracting, we talk with a lot of homeowners right after a flood. Money is tight and stress is high. One thing that can really help is ICC—Increased Cost of Compliance. If you carry an NFIP flood policy and your home was badly damaged, ICC may cover part of your house lifting costs so you can rebuild safer and higher.

Here’s the simple version. ICC can provide up to $30,000 to help bring your home up to current flood rules. That money can be used for House Lifting, demolition, relocation, or other code work tied to flood compliance. The key is being ruled “substantially damaged” by your town (usually 50% or more of the home’s pre-damage value) or being a repetitive loss property. If you meet those rules and your policy includes ICC, you may qualify.

How do you start? First, file your flood claim with your insurer like normal. Next, contact your local floodplain manager (often in the building or planning office). Ask about a Substantial Damage determination and what you need to submit. At the same time, let your insurance adjuster know you want to pursue ICC for House Lifting CT. Keep everything—photos, estimates, permits—organized. That paperwork is what unlocks the ICC funds.

What will they ask for? Usually: your claim number, the town’s letter showing substantial damage (or repetitive loss status), and contractor estimates that show the cost to elevate the home. That’s where we come in. We’ll give you a clear, line-by-line estimate for Building Lifting in CT, note the target elevation, and list the foundation work needed to meet code. We can also coordinate with your engineer and town so everyone is on the same page.

Bottom line: ICC won’t pay for everything, but it can close the gap and make house lifting possible when you need it most. If you think you qualify—or you’re not sure—give High Caliber Contracting a call. We’ll explain the steps in plain language, help you build a clean package for your adjuster and town, and lift your home the right way so you’re safer for the next storm.