When you finish lifting your CT home, the next smart step is getting a FEMA Elevation Certificate. Think of it like the official scorecard for your home’s new height. It records the finished floor elevation, the flood zone, and a few other details your town and insurer care about. We handle the lift; a licensed surveyor comes in after and measures everything so the numbers are correct and on paper.
Who fills it out? Not the contractor. A licensed land surveyor or professional engineer performs this work, elevations are taken, and the FEMA form is completed. We can also refer you to those who can assist you, for whom we have arranged safe access to the work, so that the finished certificate can be provided to the town, the insurance company, or the loan officer, for example.
When can you get it? Generally, right after the lift and foundation have been finished, before any inspections or certificate of occupancy. The Elevation Certificate is what communities use to determine if you complied with the necessary height above Base Flood Elevation, or BFE. Your insurance company uses the same form to rate flood risk. No guessing, no “about,” just real numbers from a pro.
How does it affect insurance? Big time. If your finished floor is now at or above BFE, your flood risk rating improves. That’s how many homeowners see lower premiums after house lifting in CT. The certificate proves the new elevation, shows any flood vents, and lists the foundation type. Clear documentation helps you lock in the savings you lifted for in the first place.
If you’re planning structural lifting CT, we’ll walk you through this step from day one—who to call, when to schedule, and what to expect—so your project ends with a safer home, clean paperwork, and better odds with your insurance.
